Main Office: 800 Philadelphia Street, Indiana, PA 15701

Akron: 491 North Cleveland-Massillon Road, Akron, OH 44333

Camp Hill: 3314 Market Street, Camp Hill, PA 17011

Downingtown: 4 Brandywine Avenue, Downingtown, PA 19335

Lancaster: 205 Granite Run Drive, Lancaster, PA 17601

Plum: 7660 Saltsburg Road, Pittsburgh, PA 15239

Hilliard: 4599 Cemetery Road, Hilliard, OH 43026

West Chester: 2 North Church Street, West Chester, PA 19380

Duties and Responsibilities:

• Provides an independent analysis of credit quality, credit administration management, processes and controls of lending and credit risk management functions, corporate management and lending unit management.

• May perform the responsibilities of a Team Leader during all Credit Risk Reviews and Process Reviews. These responsibilities include but are not limited to: planning, informing management of the pending review, assigning Credits to the staff, reviewing and signing-off on the completed Credit Risk reviews, compiling the results of the review, planning exit meetings, communicating results to appropriate management and drafting the review reports.

• Performs reviews that include the bank's most complex commercial loans/borrowers to ensure compliance with established policies and underwriting guidelines.

• Directs independent Consumer reviews to address adherence to Fannie Mae (FNMA) FHA, VA, etc standards are met for the Consumer bank.

• Evaluates the quality of these commercial/Consumer Credits/borrowers and verifies that the appropriate risk rating was assigned indicating financial strength and probability of loan repayment.

• Examines all areas where credit risk is managed or monitored.

• Evaluates credit risk issues involving non-traditional credit risk activities, corporate divisions and vendors, as appropriate.

• Communicates recommendations and credit risk management processes to corporate and lending unit management that strengthens the organization, enhances overall supervision of lending methods and provides tools to continually measure effectiveness.

• May perform assistant supervisory duties in the Credit Risk Review area, on an as needed basis, in the absence of the Credit Review Review Manager.

• Maintains a good working relationship with all bank employees. Highly motivated to work independently. Possesses the ability to work as a team player to contribute to the success of the organization.

• Assumes additional responsibilities as required.

Physical Demands

Operates a keypad device: 50% of the day and operates office equipment 5% of the day. Requires the use of manual dexterity skills for typing up to 40% of the business day. Specific vision requirements include close vision of 18"-20" for computer work. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions

Education

Requires a four-year college degree or equivalent. Preferred major or area of specialization in Accounting, Math, or Business. Loan review certification required, and formal credit training preferred.

Experience

Requires five to ten years specialized training is preferred, specifically eight years of commercial loan review experience or an equivalent combination of credit analysis and commercial loan review experience.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range: